Per-claim draft narratives and highlights for desk review. Always verify against policy language and field findings.
Martinez Family Trust · Naperville, IL — Single family (kitchen / main level)
Uploaded photos indicate possible water damage to kitchen ceiling, adjacent drywall, and flooring. Documentation appears incomplete. Recommended next steps include uploading policy documents, mitigation invoice, moisture readings, and carrier correspondence.
Highlights
Oak Lane Properties LLC · Milwaukee, WI — Residential duplex (Unit A)
Estimate centers on selective demolition, smoke odor treatment, and electrical branch circuit replacement for Unit A. Shared wall with Unit B may require coordination letter if adjoining finishes are disturbed; carrier may request tenant habitability documentation.
Highlights
David & Linda Chen · Edina, MN — Single family (basement)
Mitigation-focused file with emphasis on Category 2 water history, containment boundaries, and hygienist protocol compliance. Carrier may scrutinize tear-out extent behind finished bar wall — ensure photo continuity and labeled chamber diagrams.
Highlights
James Henderson · Overland Park, KS — Single family — shingle roof
Wind documentation supports collateral spatter and creased seal tabs on south/west slopes. Storm verification date aligns with regional wind reports. Prepare estimate narrative tying shingle class and local code wind provisions without over-claiming ridge cap separation unrelated to verified event.
Highlights
Harbor Point HOA · Miami, FL — Multi-unit residential (stacks 4–6)
Early-stage HOA file with potential common-area vs unit-specific allocation questions. Recommend standardized intake checklist: roof assembly drawings, prior maintenance records, and tenant water intrusion affidavits for affected stacks.
Highlights